Now is the time! Not only to celebrate Christmas and usher 2020 in style but to use the unused benefits of your dental insurance. New Year is closer than you think. Most dental insurance plans get renewed on a yearly basis and benefits may not roll over to the next year. Why waste your hard-earned money and postpone your dental appointment till it’s too late? Call DM Dental now.
Save your teeth & your pocket
If you have already bought affordable dental insurance, try to use 100% of it for preventive dentistry. Every year, the plan needs to be renewed and any unspent money goes wasted. Don’t delay your treatment and lose your dental benefits. Just going for cleaning means that you are practically throwing away the money on something obvious. Use your insurance money judiciously on more important treatments like root canal and teeth repair.
Schedule your treatment early
The mere thought of root canal might put you in a flux. Cost and pain spring to mind. But delaying the process only means that your tooth will get progressively worse with additional expenses. All infections especially those pertaining to mouth become life-threatening if left unaddressed.
Have you been delaying a large treatment plan with the pretext that you don’t have enough time? Rethink your decision. With good dental coverage in Iowa, it is easier to book an appointment before time runs out. Ask for an appointment for any kind of outstanding treatment and save the extra penny.
Get your free cleaning today
Some of the best dental insurances in Urbandale offer 2 free cleanings. Did you manage to complete both this year? Preventive procedures like regular cleaning ensure that your teeth are protected from damage in the long run. Go for both the cleanings this year itself. As you have already paid for the procedures, what’s the point of delaying the process?
Double benefit with single dental insurance
There are many who have been postponing the treatment with the thought that it’s going to be a long process and it’s too late because it is already December 2019. Among the many HSA benefits, one clearly mentions that you can start your treatment in 2019 and the second phase can be completed in 2020. Your dentist will never postpone your treatment if it involves more extensive procedures such as root canal after putting a crown.
When your tooth requires a lot of work, there is no other way but to overlap the treatment between 2019 and 2020. In such a scenario, you can finish the treatment without spending any additional money on health insurance in 2020 as the treatment started before the year ended. No need to pay the extra money as the treatment will be covered entirely by dental insurance.
Think carefully about deductibles reset
What are deductibles in dental insurance? This is the money that you pay from your pocket before you get the insurance money for dental service. Depending on your plan and insurance service provider, the amount varies. And the amount can range between $500 to $2000.
There are many dental insurance plans which include a deductible on expensive treatments like crowns and root canal. When you renew the plan, you will have to pay the deductible again. If the deductible is already paid and you need the procedure, go for it in the same year. This way you can save a lot of money.
Use the money in HSA to your advantage
Dental care is expensive. But you have every reason to smile if you have HSA, a great financial tool at your disposal. Among the many health savings account advantages, the most important one is that all withdrawals are tax-free for qualified medical expenses. And dental treatments are the best ways to spend the benefit dollars.
It’s less than a month to New Year! Schedule your appointment with DM Dental today and use your unused benefits from your insurance plan.